Personal Checking Accounts

Liberty Club Checking • No minimum balance requirement • Free “Liberty Club” wallet style checks • 25% discount on custom check orders • 25% discount on safe deposit boxes • Low monthly membership fee •Interest Checking • Tiered interest paid monthly on daily    collected  balances over $500 • No service charge by maintaining a  $500  average collected balance Premier Checking • Free “Premier” wallet style checks • Interest paid monthly on daily collected balance • No monthly service charge • No minimum balance requirement Freedom Checking • No monthly service charge • No minimum balance requirement • FREE first order of wallet style checks New Opportunity Checking •Unlimited check writing •Free ATM/debit card* •Free Internet banking and free bill pay services •No minimum balance requirement •Low service charge:        $9.95 monthly        $7.95 with direct deposit * Some limitations may apply. Money Market Checking • Limited transaction account.* • $1,000 minimum balance requirement to open. • No monthly service charge by maintaining  $1,000 daily collected balance. • $8.00 service charge applies if account balance  falls below $1,000. • Tiered interest paid monthly on daily collected balances.   • Unlimited deposits, up to 6 withdrawals per  statement cycle (only 3 can be third party checks, drafts, or similar orders).