Beware of Identity Theft

For more information, view this video from the Federal Deposit Insurance Corporation on Identity Theft.

Identity theft involves acquiring key pieces of someone's identifying information, such as name, address, date of birth, social security number, and mother's maiden name, in order to impersonate them. This information enables the identity thief to commit numerous forms of fraud which include but are not limited to using a victim's financial accounts, applying for loans, credit cards, and social security benefits.

To help reduce the likelihood of becoming a victim of identity theft, please read the following helpful tips:

• Never give personal information over the phone, such as your social security number, date of birth, mother's maiden name, credit card number, or bank PIN code, unless you initiated the phone call.
  
• Beware of mail or telephone solicitations disguised as promotions offering instant prizes or awards designed solely to obtain your bank account information or credit card numbers.
  
• Never leave receipts at bank ATM machines, bank teller windows, or trash receptacles.
  
• Memorize your social security number and all of your passwords. Do not record your social security number or passwords on anything that you carry.
  
• Promptly remove mail from your mailbox.
  
• Deposit outgoing mail in post office collection mailboxes or at your local post office. Do not leave outgoing mail in your mailbox at home.
  
• Shred preapproved credit applications, credit card receipts, bills and other financial information before discarding them in the trash.

If you feel that you may have compromised your personal information, please call Liberty Bank of Arkansas toll free at 866-374-0100.